Guidance built on passion and relationship

Our Mission & Values

Clarity, integrity, and service

At Wealth Solutions, our mission is simple: to help near-retirees and retirees in Texas achieve financial security and peace of mind. We are an independent Texas RIA and fiduciary, which means we put our clients’ interests first in everything we do. Our core values guide our approach every day. We believe in unwavering fiduciary duty, complete transparency in our advice and fees, and a deeply personalized service rooted in trust and integrity. We also value education – we take the time to clearly explain your options, because informed clients make the best decisions.

Founder & Chief Investment Officer

Meet Richard Blair, RICP®

Behind Wealth Solutions is Richard Blair, an experienced investment advisor who founded the firm in 1994 to provide Texans with truly personalized financial guidance. Richard grew up in a family of educators (his mother, grandmother, and wife were all teachers), and he witnessed firsthand how knowledge empowers people. This upbringing instilled in him a passion for education that he carries into his advisory practice today.

Richard is a Retirement Income Certified Professional™ (RICP®) professional with over 30 years of experience in wealth management. After earning his finance degree, he entered the financial services industry in 1993 and soon realized that many families were not getting the tailored advice they deserved. He started Wealth Solutions to change that. Over the years, Richard has honed his experience in retirement planning and portfolio management, concentrating on helping clients bridge the gap between planning for retirement and actually living it. As a fiduciary advisor, he is committed to acting in your best interest at all times.

Investment Experience

One aspect that truly sets Richard and Wealth Solutions apart is our investment approach. Richard doesn’t outsource your portfolio to a third-party manager – he personally oversees it.

We're here. You’ll never be handed a cookie-cutter plan.

Our Team

Our Team & Partners

While Wealth Solutions is a boutique firm, we believe in providing big-firm service. Our tight-knit team ensures you always deal with real, caring professionals who know you by name. You’ll frequently speak with our Client Concierge, Karen, who helps schedule your reviews and ensures you’re never left with unanswered questions. We also partner with a network of trusted professionals – from CPAs and estate attorneys to insurance specialists – to coordinate the various aspects of your financial life. (With your permission, we’ll happily work alongside your other advisors to make sure all the pieces of your plan align.) This “family office” style coordination means you get comprehensive guidance without the need to juggle multiple financial relationships on your own.

Personal, proactive, and coordinated

Our concierge approach

Wealth Solutions delivers a family-office style experience so you can focus on living your life. Your plan is built around your goals, then actively managed with regular reviews, prompt responses, and clear coordination across investments, retirement income, tax considerations, and insurance needs. You work directly with the advisor who knows your situation best.

Meet the Team

Bilingual accountants committed to your success

Our team combines decades of experience in accounting and tax services with the ability to communicate clearly in English and Spanish (Italian coming soon). We work closely with each client, focusing on clarity, respect, and personalized solutions.

Plan and prioritize

We start with a discovery conversation to define what matters most, map near-term and long-term goals, and set a timeline. We review accounts, cash flow, and risk tolerance, then outline the strategy that will guide decisions moving forward.

Build and implement

Richard designs a personalized portfolio and retirement income plan that fits your objectives. We implement investments, set up your secure client portal, and coordinate items like tax-aware withdrawals and insurance coverage so each part works together.

Review and refine

We meet for semiannual reviews, with additional check-ins as needed, to evaluate progress and make adjustments. You receive transparent reporting, timely updates when markets change, and direct access for questions any time.

Our Commitment

Community & Client Commitment

Though we operate virtually, Wealth Solutions’ roots run deep in Texas. We’re based in The Woodlands and proudly serve clients throughout Austin, Houston, Dallas, San Antonio, and all across the state. Richard and the team are active in the community and understand the unique concerns Texas retirees face – whether it’s the impact of oil market swings on the local economy or planning for life after a career in one of Texas’s thriving industries. Our commitment to clients goes beyond just managing money; we aim to build lasting relationships. Many of our client families have been with us for 10, 20, even 30 years. We believe that trust is earned through consistency and honesty. That’s why you can count on us to be there for you through life’s milestones and market cycles alike. We measure our success by your ability to enjoy a worry-free retirement and achieve the goals that matter most to you.